Strategic importance of credit management; Fundamentals of an effective Credit management policy; An overview of The Financial Institutions (Credit Classification & provisioning) Regulations 2005; Fundamentals of credit risk management; Debtor analysis and how to Identify troubled loans; Multivariate ratio analysis; Importance of debt collection in cash flow forecasts; Formulating successful collection strategies for faster debt recovery; Credit rating; Debt recoveries and valuation; Legal actions and enforcement of judgement.